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Home Emergency Fund Calculator
Calculate exactly how much you need in your emergency fund based on your home's specific characteristics and location.
Your Home Details
$
Your Emergency Fund Target
Recommended Fund
$4,000
1.0% of home value
Base Amount (1%)$4,000
Savings Plan
To save in 1 year:$333/month
To save in 2 years:$167/month
Common Emergencies Covered
- • HVAC failure: $5,000-$8,000
- • Roof repairs: $2,000-$5,000
- • Plumbing emergency: $1,000-$4,000
- • Electrical repairs: $2,000-$4,000
Start Building Your Fund Today
Based on your home's characteristics, you should aim for an emergency fund of $4,000. This will protect you from unexpected repairs and give you peace of mind.
Quick Start Tips
- Start with $1,000 for immediate protection
- Automate savings of $333 monthly
- Keep funds in high-yield savings (4-5% APY)
- Review and adjust annually
Learn More
Read our comprehensive guide on building and managing your home emergency fund.
Read the Full Guide