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Annual Home Maintenance Cost Estimator
Calculate your expected annual maintenance costs based on your home's characteristics. Plan your budget and build an appropriate reserve fund.
Home Details
$
Older homes require more maintenance
Special Features
Estimated Annual Costs
Total Annual Maintenance
$5,775
Monthly Reserve
$481
Per Square Foot
$2.31
Routine Maintenance
HVAC Service$300
Plumbing$200
Electrical$150
Gutters & Drains$200
Landscaping$250
Periodic Costs (Amortized)
Roof Maintenance$150
Painting (10-yr avg)$125
Appliance Reserve$400
As % of Home Value
1.44%
Industry standard: 1-4% depending on age
💡 Budgeting Tips
Reserve Fund
- • Save monthly amount automatically
- • Keep in separate savings account
- • Don't dip into for non-maintenance
- • Adjust annually as home ages
Cost Reduction
- • DIY simple tasks when possible
- • Preventive maintenance saves money
- • Bundle services for discounts
- • Shop around for contractors
Major Systems
- • HVAC: 15-20 year lifespan
- • Roof: 20-30 years
- • Water heater: 10-15 years
- • Plan for replacements early